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APTA is committed to supporting the physical therapy community with tools to make strong financial management decisions and to manage student debt.

You can find additional articles, plus scholarship opportunities, on our financial management page.

Financial Education, Planning, and Coaching
Our financial education platform, powered by Enrich, is free to APTA members and uses videos, webinars, interactive worksheets, and articles to provide an individualized experience. 

Money can complement your life, not dictate it. FitBUX combines innovative technology and customized coaching to help you develop and implement financial plans. APTA members also enjoy a significant discount on a FitBUX premium membership.

Student Loan Consultation, Student Loan Refinancing, Mortgage, Personal Lending, and More
(APTA members must apply through to access these benefits.)

Public Service Loan Forgiveness
Wondering if you qualify for PSLF? Laurel Road student loan experts at GradFin have helped borrowers qualify for an average of $110K in student loan forgiveness and can help you understand how to manage your student loan options, including PSLF.

APTA members also get a $50 discount when they open an annual membership with GradFin for PSLF services.** Set up a free 30-minute session with a GradFin specialist today.

**APTA members get a $50.00 discount on an annual Public Service Loan Forgiveness ("PSLF") program membership with GradFin ("Offer"). The discount will be applied on the current annual membership fee of $249.00 and will automatically apply at checkout. This Offer is only available to current APTA members, is non-transferable and cannot be applied to previous membership purchase(s). This Offer cannot be redeemed for cash or combined with other offers and is subject to cancellation at any time and without notice.

***To see if your employer qualifies, visit

APTA members receive an additional 0.25% rate discount when refinancing with Laurel Road.+ You also may lower your refi rate when you add a new checking account. Open a Laurel Road Linked Checking account during student loan refinancing and get an introductory 0.25% off your interest rate for the first three months.+

APTA members are eligible to receive an additional 0.25% rate discount when taking a mortgage with Laurel Road, as well as on personal loans.

Laurel Road offers the Student Loan Cashback credit card, and APTA members get a $100 cash bonus after activating.+ Introducing the first card that lets you redeem 2% cash back toward your student loans with any eligible servicer.

+ All credit products are subject to credit approval. Terms and conditions apply. Click here to learn more.

Invest in Your Financial Health

We have resources to support you throughout your career.

Explore financial management resources.

Save With APTA

APTA members benefit from numerous discounts on everything from continuing education courses to office supplies. Make sure that you maximize your membership!

Review the benefits of belonging.