Professional Liability Insurance for PTs, PTAs, and Students


APTA members are eligible for the following benefits.

Professional Liability Insurance is designed to protect your assets and cover your expenses in the event of a suit being brought against you for malpractice. This plan, administered by Healthcare Providers Service Organization (HPSO) and underwritten by American Casualty Company of Reading, PA, a CNA Company, is designed to meet the unique needs of today's PTs, PTAs, and students of physical therapy. It offers competitively priced coverage with comprehensive plan benefits, including 24-hour protection for you whether you are on or off the job, coverage limits up to $1 million per claim and up to $3 million annual aggregate, license protection coverage, and 100% payment of covered legal expenses.

For more information, or to apply, contact HPSO at 800/982-9491 for Individual Coverage or 888/288-3534 for Private Practice Coverage, or visit their Web site:

Individual Professional Liability Insurance 

Firm Coverage 

Student Liability Insurance 

CSM 2016