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APTA has resources to help you navigate payment with commercial insurance.

Commercial payers have unique requirements.

To improve your chances for correct payment, make sure you are documenting appropriately.


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Additional Commercial Insurance Content

UHC Says Treatment Time Can Be Used in Lieu of Start and Stop Time

Nov 29, 2023 / News

The latest clarification from the mega-insurer comes after it released a set of burdensome policy expansions earlier this year.

Win (for Now, at Least): Aetna Backs Away From PTA Differential

Nov 1, 2023 / News

Aetna put its decision on hold, giving APTA time to press for a permanent shift. Other news from the insurer isn't as good.

Aetna Will Adopt PTA Pay Differential

Sep 12, 2023 / News

The 15% reduction, set to begin Dec. 1, would mimic CMS cuts adopted in 2022. APTA is pressing Aetna to reconsider.

UHC to Lift Prior Authorization Requirements for a Range of Codes

Aug 18, 2023 / News

The changes, which affect outpatient physical therapy, DME, and home care, are part of a UHC effort to reduce administrative burden.

Administrative Burden Win: UnitedHealthcare Walks Back Plan of Care Change

Jul 26, 2023 / News

UHC has dropped a signoff requirement that sparked concerns from APTA.

APTA Investigates Problematic UHC Plan of Care Shift

Jul 12, 2023 / News

UnitedHealthcare has announced changes that could result in considerable additional administrative burden for PTs. APTA is seeking answers.

APTA Advocacy: Getting Results

Jun 14, 2023 / Roundup

The year isn't even half over, and the association has already scored some major victories for the profession (and teed up a few more).

Cigna to Expand Use of Benefit Management Contractor Into New Markets

May 26, 2023 / News

American Specialty Health will enter markets in all or parts of 15 additional states later this year. Could you be affected?

Members-Only Payment Advocacy Resource Collection Grows

Mar 21, 2023 / News

The resource center, created by APTA and APTA Private Practice, now offers information on MPPR, the PTA differential, and more.

Coding Win: New Caregiver Education Codes Available to PTs in 2024

Nov 15, 2022 / News

APTA, AOTA, and ASHA successfully made the case for codes that can be applied to caregiver education for patients with functional deficits.