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APTA has resources to help you navigate payment with commercial insurance.

Commercial payers have unique requirements.

To improve your chances for correct payment, make sure you are documenting appropriately.


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Additional Commercial Insurance Content

Two More Insurers Make Telehealth Permanent for PTs

Oct 7, 2020 / News

AmeriHealth Caritas and Independence Blue Cross will implement the new coverage policies on Jan. 1.

Commercial Payers and the Post-Pandemic Landscape

Jul 27, 2020 / Column

Trends are clear. Provider planning is essential.

UnitedHealthcare, Aetna Temporarily Drop 2% Cuts in Medicare Advantage Plans

Jun 4, 2020 / News

The insurers are mirroring CARES Act provisions that suspended the sequestration cut in Medicare payments.

Navigating Health Coverage During a Pandemic: Three Options

Jun 6, 2020 / Perspective

Due to COVID-19 millions of people have lost their jobs and consequently lost their health coverage. What happens then?

APTA Advisory: Humana Adopts Telehealth for PTs, OTs, SLPs

Jun 3, 2020 / News

PTs can now bill the insurer for common therapy codes, delivered via telehealth, for the duration of the public health emergency.

First Major Insurer Adopts a Permanent Telehealth Benefit

Jun 3, 2020 / News

BCBS of Tennessee will now include telehealth services even after the COVID-19 health emergency ends.

Commercial Insurers Take the Telehealth Lead

Apr 7, 2020 / News

Three insurance giants have each announced temporary benefit changes allowing PTs to bill for telehealth.

UnitedHealthcare Allows Telehealth for Physical Therapy

Mar 27, 2020 / News

During the health emergency, the payer will reimburse physical therapy delivered via telehealth services.

Humana Adopts PTA Coding System, Anticipates Payment Differential Beginning...

Jan 22, 2020 / News

Humana announced that it's falling in line with CMS on establishing a payment differential for services provided by PTAs.