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One of the most agonizing things I hear when I do workshops at PT education programs or when I talk to PTs who use FitBUX services is, "I want to do xyz but I can’t afford it because of my debt." 

The number one culprit is often student loans. However, other forms of debt, such as auto loans, play a big role as well. But the fact is, paying off debt doesn't have to mean putting career advancement on hold.

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