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From long-term planning to student loan refinancing, we have resources to assist your financial management.

Physical therapy careers require a significant investment, and student loan debt is a reality for many.

Whether you’re a PT or PTA - or a student preparing to start your career - you should be knowledgeable about your financial health and attempt to develop a long-term plan.

We have resources to support you throughout your career.

Recommended Content

APTA Financial Solutions Center

May 30, 2020

APTA is committed to supporting the physical therapy community with tools to make strong financial management decisions and to manage student debt. You can find additional articles, plus scholarship opportunities, on our financial management page.

Financial Strategies for Recent Graduates

Apr 1, 2020 / Feature

Scholarships and Awards for Students

Jan 1, 2020 / Article

Impact of Student Debt on the Physical Therapy Profession

Jun 1, 2020 / Report

Physical Therapy Workforce Data

May 31, 2020

APTA will provide a new workforce report in the fall of 2020. Access data on salaries, demographics, and other physical therapy workforce information.

Additional Financial Management Content

Recruiting Tomorrow's PTs & PTAs

Aug 1, 2019 / Feature

Physical therapists, physical therapist assistants, students, and educators work to bring in newcomers.

Financial Tips for Students and New Grads

Apr 3, 2019 / Article

Pursuing a career in physical therapy is a significant investment—of time, emotion, and also money. When it comes to managing the financial cost of launching a physical therapy career, students and new grads often have the same questions.

Gauging Your Practice's Financial Health

Aug 1, 2018 / Feature

Profitability is an imprecise and sometimes even misleading indicator when determining a practice's financial health. Here are some other tools you can use.

Price Matters: Group Purchasing and Other Buying Strategies

Aug 1, 2018 / Feature

Many PTs are turning to creative solutions to lower costs and ensure better-quality purchases. But they're not abandoning all of their long-term relationships.

Financial Literacy

Apr 23, 2018 / Article

Stephanie Bird of Enrich and Jenny Large of Laurel Road provide tips and guidelines for becoming more financially savvy.

Financial Education for PTs, PTAs, & Students

Apr 4, 2018 / Perspective

I'll be the first to say that I haven't always made the best financial decisions while in physical therapy school.

Life-Cycle Costing: A Valuable Tool for Big-Ticket Purchases

Aug 1, 2017 / Feature

Life-cycle costing involves identifying all the costs associated with owning an asset. Here's how PTs can apply it to their practices.

How to Develop an RFP

Aug 1, 2017 / Feature

A request for proposal, or RFP, is a tool practices can use to make informed purchasing decisions.

Financial Literacy and the New DPT Grad

Feb 1, 2017 / Feature

Few recent graduates were exposed to classes in financial literacy while they were in school. Most educators think they should have been.

Before You Buy: 26 Key Questions to Ask Suppliers

Aug 1, 2016 / Feature

Before purchasing a product, PTs and PTAs should ask a lot of questions. Some may be obvious. Others aren't. Here's what PTs, PTAs, and suppliers say are the questions to ask - and the answers to listen for - to help ensure you're making the right decision.