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PTs are using a variety of cash-based practice models to meet their patients’ needs.

Out-of-network, or cash-based, models can allow PTs to avoid restrictions placed on their services by third-party payers that interfere with their ability to help patients reach their goals.

Another benefit of this approach is avoiding the cost of collecting payment from third-party payers and the difficulties in negotiating rates with insurance companies that may undermine the financial viability of a PT practice.

But keep in mind the obligations that come with cash-based payment, such as rules related to "surprise billing" that are effective as of Jan. 1, 2022 — read this December 2021 APTA Practice Advisory on providing good faith estimates to learn more.

Is cash-based physical therapy practice right for you?

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